I've had a card-making kit lying around for several years now (I know--embarassing!), and there was always one reason or another not to make the cards. But I finally did! They combine quilting and cards--what could be better!?!
Here are the results--all heart cards. The kit included the cards with the cutouts. I supplied everything that is not paper!
The instructions said to layer fabric, batting, and a piece of paper, then to zig-zag them to the cards. Here you can see the back of one card, after I have removed the paper and cut the excess fabric/batting away.
And in this photo you can see that the cards have two folds in them, so one side gets glued over the messy back-side of the pretty hearts.
I chose the fabrics and accessories, and I couldn't be happier with my new cards!